I’m still trying to figure out how to lure my wife outside and get her to stand next to the compressor cabinet.
The 1944 film Double Indemnity is a classic film that is one of the best film noir movies of all time. The plot involves an insurance salesman and a typical 1940’s era seductive housewife who kills her husband and makes it look like he accidentally fell off a train. Had the plan worked, the insurance company would pay twice the amount from a “double Indemnity” clause due to the “accidental” death. I’m one of those people who will spend hours contemplating the perfect murder and I’m currently trying to figure out a way to “improve” on the failed Double Indemnity plan. I don’t know any seductive housewives, so I’ll use my wife as the murder victim. My first step is to buy a double indemnity life insurance policy on her with me as the beneficiary. I’ll tell my agent that I love her twice as much as anyone and thus “deserve” the compensation upon her demise. Next, I will check on my homeowner’s insurance policy about coverage for my central HVAC unit. Most policies will only cover damage to HVAC systems caused by high winds, fallen trees, or theft. They don’t cover normal wear and tear and poor maintenance, so my plan includes an HVAC service plan from a qualified service tech. I was surprised to learn that earthquakes and floods that damage the compressor unit are not covered. I’m still trying to figure out how to lure my wife outside and get her to stand next to the compressor cabinet. Then, I can stage a qualifying accident to “take care” of her and damage the compressor. For now, collecting my insurance money and finding me a new seductive housewife is still in the planning. At least my HVAC system works great.